I don't have a crystal ball, so I try not to over-worry myself and micro-manage my retirement on a day to day basis. History is a good guide to predict future. Unless you are planning to retire in the next 3-4 years, ride it out. Everything gets corrected in the long term. As one presidential candidate so infamously said not long ago "the fundamentals of the economy are strong

" Ok, I kid. But really, stocks may take a beating in the next 12-36 months, then things will begin to stabilize. They always do. If we are lucky, some of the new regulatory actions will turn things a bit quicker, but don't bet on it.